Terms & Conditions

1. Acceptance of Terms

By accessing and using the Aastha Capital Finance website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

2. Services

Aastha Capital Finance provides the following financial services:

• Personal Loans, Business Loans, Car Loans, Education Loans, Unsecured Loans, and Home Loans
• Loan advisory and financial consultation services
• Online loan application processing
• EMI calculation tools and financial planning resources

3. Eligibility

To use our services, you must be at least 18 years of age and a citizen or legal resident of India. You must provide accurate and complete information during the application process. Providing false or misleading information may result in rejection of your application and legal action.

4. Loan Terms

• All loan approvals are subject to eligibility criteria and document verification
• Interest rates, processing fees, and charges are determined based on individual assessment
• Loan disbursement is subject to satisfactory completion of all requirements
• EMI payments must be made on time as per the agreed schedule
• Late payments may attract penalty charges and affect your credit score

5. Fees and Charges

Our loans may involve processing fees, prepayment charges, late payment penalties, and other applicable charges. All fees will be clearly communicated before loan disbursement. The complete fee structure will be mentioned in your loan agreement.

6. User Responsibilities

• Provide accurate, current, and complete information
• Not use our services for any unlawful purpose
• Repay the loan amount with interest as per the agreed terms
• Inform us immediately of any change in your contact details or financial status
• Not attempt to gain unauthorized access to our systems

7. Intellectual Property

All content on this website, including text, graphics, logos, icons, images, and software, is the property of Aastha Capital Finance and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

8. Disclaimer

The information on this website is provided for general informational purposes only. While we strive to keep the information up-to-date and correct, we make no warranties about the completeness, reliability, or accuracy of this information. The loan calculator and other tools provide estimates only and should not be considered as final offers.

9. Limitation of Liability

Aastha Capital Finance shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services. Our total liability shall not exceed the fees paid by you for the specific service in question.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.